Terms of Service

By accessing or using caquiz.creditbridgehub.com (the "Site"), you agree to be bound by these Terms of Service. If you do not agree, do not use the Site.

1. Eligibility

You must be at least 18 years old and a resident of Canada to use this Site or click through to partner offers.

2. Editorial Site, Not a Lender

CreditBridgeHub is an independent editorial and educational website. We are not a bank, lender, broker, or financial institution. We do not make loan decisions, set rates, or fund applications. All lending decisions are made solely by independent third-party lenders or partners you choose to engage with.

3. No Financial Advice

Content on this Site is provided for general informational purposes only and does not constitute financial, legal, tax, or credit advice. You should consult a qualified professional before making financial decisions.

4. Third-Party Links & Offers

The Site contains links to third-party websites and offers, including Credit Resources. We may receive a commission when you sign up through these links. We do not control and are not responsible for the content, terms, products, services, or practices of any third party. Membership fees, loan terms, interest rates, and approval criteria are set entirely by the third party.

5. No Guarantee of Approval

Nothing on this Site is a guarantee that you will be approved for a loan, line of credit, or membership. Approval, terms, and amounts are determined solely by the lender or platform and depend on your individual circumstances.

6. Intellectual Property

All content on the Site — including text, graphics, logos, and design — is owned by CreditBridgeHub or its licensors and is protected by Canadian and international copyright laws. You may not reproduce, distribute, or create derivative works without prior written consent.

7. Acceptable Use

You agree not to: (a) use the Site for unlawful purposes; (b) attempt to gain unauthorized access to any portion of the Site; (c) interfere with the Site's normal operation; or (d) submit false or misleading information.

8. Disclaimer of Warranties

The Site is provided "AS IS" and "AS AVAILABLE" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

9. Limitation of Liability

To the maximum extent permitted by law, CreditBridgeHub, its owners, employees, and affiliates will not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or any third-party offer accessed through it.

10. Indemnification

You agree to indemnify and hold harmless CreditBridgeHub from any claims, losses, or expenses arising from your use of the Site or violation of these Terms.

11. Governing Law

These Terms are governed by the laws of the Province of Ontario, Canada, without regard to its conflict of laws principles.

12. Changes to Terms

We may modify these Terms at any time. Continued use of the Site after changes are posted constitutes your acceptance of the revised Terms.

13. Contact

Questions about these Terms? Email support@creditbridgehub.com.